Pay YOUR way at Oi polloi!

We are now offering a range of flexible payment methods

KLARNA

We’re excited to announce we have partnered with Klarna to bring you new ways to pay at checkout. It’s a safe and simple way to get the stuff you want, when you want it.

HERE'S HOW IT WORKS

Step 1
Add products to your cart and select “Klarna” when you check out

Step 2
Enter a few personal details and you’ll know instantly if you’re approved

Step 3
Klarna will send you an email confirmation and reminders when it’s time to pay

Step 4
You can complete your future Klarna purchases with just one click

FLEXIBLE PAYMENT OPTIONS

ABOUT KLARNA

• 80 million shoppers are using Klarna.
• 190,000 retailers are working with Klarna worldwide.
• They’ve been powering online checkouts for 14 years.

SAFE AND SECURE

With Klarna, you are always covered through Klarna’s Buyer Protection policy. Modern safeguards protect your information to prevent unauthorized purchases.

FREQUENTLY ASKED QUESTIONS

CLEARPAY

1. What is Clearpay?

Clearpay is a payment service allowing us to offer customers the ability to make purchases instantly and then pay for them in 4 automatic instalments made every 2 weeks without any interest.

2. How do I use Clearpay?

Just shop on Oi Polloi and check out as normal. At checkout, choose the Clearpay payment method. You will be directed to the Clearpay website to register and provide payment details (Visa, Mastercard or AMEX).If you’ve used Clearpay before, just log in to your Clearpay account. Then complete your order – easy!

Please note, all items in your shopping bag must be eligible for Clearpay and the shopping value must be under *£1000.

3. Where can I use Clearpay?

Clearpay can only be used on purchases made on the website.

4. Can I use Clearpay if I’m an international customer?

Clearpay is available to customers with a UK billing address. Cross border trade is also available for Australian, New Zealand and Candian billing addresses. ustomers with other international billing addresses will not be able to create a Clearpay account.

5. How does the Clearpay payment schedule work?

Clearpay customers make their first payment at the time of purchase, the remaining three payments are deducted every 2 weeks automatically from your selected payment method. If you would like to make additional unscheduled payments before they are due, you may log in to Clearpay to make your payments early. Clearpay will then adjust the amount owed accordingly.You can log in to your Clearpay account anytime to view your payment schedule or make a payment before the next due date.

6. What if I can’t pay a Clearpay installment?

As soon as you miss a payment, Clearpay will immediately stop you from making any further purchases with Clearpay. Clearpay will give you until 11pm on the following day to make your repayment and then you will incur a late fee for a missed payment that is not resolved. This will be an initial £6 and a further fee of £6 if the missed payment is not made within 7 days. Late fees will not exceed 25% of the total order. Please see Clearpay Payment Purchase Agreement here FAQ Page.

7. When will my items be delivered if I use Clearpay?

Clearpay orders are delivered within our standard delivery timeframes like any order from Oi Polloi.

8. Is there a limit to how much I can spend on a single Clearpay transaction?

Yes, your cart value must be less than £1000 to use Clearpay.

9. Can I use another form of payment with Clearpay?

Yes, you may also use a gift card or promotional code with Clearpay to pay for your purchase.

10. What products are not eligible for Clearpay?

Clearpay is not available on purchases of gift cards. If your order contains gift cards and other eligible products, you will need to purchase your gift cards separately.

11. How do I return or exchange an item purchased with Clearpay?

Clearpay returns follow our standard return process. Please note, refunds for Clearpay will be refunded from Oi Polloi to Clearpay. We cannot provide an exchange or cash refund. As soon as the refund is processed it will drop into your Clearpay online account.

12. Where can I find out more about Clearpay?

Visit the Clearpay website here for a comprehensive list of FAQs and check out Clearpay’s Privacy Policy found Visit the Clearpay website here. Visit the Clearpay website here to view terms of service.

*Your payment schedule will be provided to you. If you fail to make a payment on time, you will be charged a late fee of £6 with an additional £6 fee added after 7 days if payment is still unpaid.

* Other factors may be taken into account that might cause this figure to be less, such as being a new customer or your customer payment history.

13. Responsible use of Clearpay.

Please use Clearpay responsibly. Clearpay lends you a fixed amount of credit so you can pay for your purchase over 4 instalments, due every 2 weeks. You must be 18+ and a permanent UK resident (excl Channel Islands). T&Cs and other eligibility apply.Ensure you can make repayments on time. Clearpay charge a £6 late fee for each late instalment and a further £6 if it’s still unpaid 7 days later. Late fees are capped at £6 for orders under £24 and the lower of £36 or 25% of the order value for orders over £24. Missed payments may affect your ability to use Clearpay in the future and they may passunpaid debt to a debt collection agency.

LAYBUY